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This chapter examines the client server framework model on Symbian OS I ll be discussing the theory, such as why client server is used on Symbian OS, how it works and the implementation classes involved There s a lot of information, so I ll use a question and answer structure to break the chapter down clearly into logical sections When programming for Symbian OS, it is likely that you will often use system servers transparently, via classes that wrap the actual details of client server communication It s less common to implement your own server or write client-side code that accesses a server directly So in this chapter, I ll make it clear which information you can skip if you really only want to know the basics of the Symbian OS client server architecture and how to use a server as a typical client I ll illustrate the chapter with examples of how to use a typical Symbian OS system server, the le server The next chapter works through some example code for a Symbian OS client and server, to illustrate how a typical implementation is put together and explain how to go about writing your own This chapter discusses the client server model for Symbian OS releases up to and including v70s (the code samples use the client server APIs from Symbian OS v70) On Symbian OS v80, the concepts are generally the same, but some of the APIs have changed Rather than confuse matters, I ve decided to concentrate solely on the releases available at the time of going to press You can nd more information about the differences in v80 from the relevant v80 SDKs when they become available, from other Symbian press books and, I hope, later editions of this book, or from the Symbian website (wwwsymbiancom/technologyhtml).

Topic 28: Long-Term Care Insurance (Individual and Joint) - 85 3 Bene t amount and period A Amount (1) Bene ts are primarily a speci ed amount per day They are sold in increments of $10 per day up to $500 per day (2) Bene ts can be provided on an indemnity basis that covers 80 to 100 percent of charges up to a maximum amount B Period (1) The duration of an LTC policy bene t is impacted by the elimination period and a maximum bene t period (2) The longer the elimination period, the lower the premium In contrast, the longer the maximum bene t period, the higher the premium 4 Elimination protection Bene ts do not begin until a speci ed period of time passes after the individual starts receiving LTC This period can be as short as 0 days and as long as 365 days 5 In ation protection The cost is built into the initial premium Therefore, premiums do not increase at the time of the annual increase 6 Nursing home and in-home care A Skilled-nursing care This requires a registered nurse who is under a licensed physician s supervision The nurse is available 24 hours a day B Intermediate care This care requires fewer nurses per 100 persons for whom nursing care is being provided and must be based on doctor s orders C Custodial care This is care for which medical services are not needed Custodial care requires a low nurse-to-patient ratio The main services and functions provided are food preparation, food service, bathing, and moving patient from bed to chair and subsequently from chair to bed D Home health care Allowed when a person is capable of providing limited service for himor herself Daily or weekly nurse visits are common E Assisted-living care This is provided by facilities that care for the elderly who do not need the same level of care as provided in nursing homes F Respite care This is occasional full-time care at home for a person receiving home health care It gives family members a break from providing care 7 Comparing and selecting policies A The policy should be guaranteed renewable for life B A three-month waiting period generally offers the best value for the premium dollars paid C The policy should provide coverage for skilled and intermediate care, as well as for custodial care, which does not require the engagement of licensed medical professionals D Long-term care at home can be more attractive than care in a residential or nursing facility E Select a policy that does not require the insured to be hospitalized before entering a nursing home for care F Select a policy that provides long-term care coverage for patients with Alzheimer s disease G Choose a policy that provides for the anticipated rise in the cost of long-term care H Select a policy that provides for a waiver of premiums in the event of disability and provides level premiums for life I Select a policy that provides a favorable bene t period 8 Tax implications and quali cations Quali ed long-term care contracts have favorable tax bene ts:.

PROCESSES NEED CONTROLS Control is defined as the policies, procedures, practices and organisational structures designed to provide reasonable assurance that business objectives will be achieved and undesired events will be prevented or detected and corrected An IT control objective is a statement of the desired result or purpose to be achieved by implementing control procedures in a particular IT activity COBIT s control objectives are the minimum requirements for effective control of each IT process Guidance can be obtained from the standard control model shown in figure 8 It follows the principles evident in this analogy: when the room temperature (standard) for the heating system (process) is set, the system will constantly check (compare) ambient room temperature (control information) and will signal (act) the heating system to provide more or less heat